Letter to collection agency for Cease and Desist

One way to stop harassing phone calls from a collection agency is to send them a Cease and Desist Letter, requesting that they stop contacting you. Below is a sample Cease and Desist Letter.

The Letter

Your Name

Your Address

Your Phone #

Credit Bureau's Name:

Credit Bureau's Address:


Dear Sir/Madam,

Re: Account Number

I am requesting that you cease and desist with your efforts to collect on the debt referenced above. I wish to deal with the original creditor and not a collection agency.

Therefore, I request that you cease collection efforts immediately or face legal action under State and Federal consumer protection laws. I hope you would consider giving this letter the attention it deserves.


Your Signature

Your Name