Requesting a credit report after credit denial

As per the laws, if you're denied credit, you have the right to ask for a credit report from the bureaus within a period of 60 days of the denial. This is when you need to use a Request letter for credit report after credit denial. A sample format of such a letter is given below.


The Letter


Your Name



Your Address



Your Phone #


Credit Bureau's Name:



Credit Bureau's Address:


Date



Dear Sir/Madam,

I have been recently denied an application for , and as I do not have a credit report to validate my credit profile, I am requesting a copy. In accordance with the FCRA, I have the right to request a free copy of my credit report. My personal details are given below:

My Full Name:
My Birth Date:
My Social Security Number:
My Current address:
My Former address:

I am enclosing a copy of the credit denial letter, a photocopy of my driver's license as proof of my current address, and a copy of my Social Security Card. Please send me a copy of my credit report as soon as possible.

Sincerely,


Your Signature



Your Name




DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.052 seconds.