How to remove a listing from your credit report

If you get on the list of a credit bureau that maintains a database of individuals who write bad checks and you wish to remove the listing from your credit report, then you need to write a letter to the bureau. Given below is a sample format of such a letter.

The Letter

Your Name

Your Address

Your Phone #

Credit Bureau's Name:

Credit Bureau's Address:


Dear Sir/Madam,

After reviewing my credit report, I have discovered an inaccurate listing included on my file. I found there is an entry from .

Please validate this information with and provide me with copies of any documents related to this listing bearing my signature. In the absence of any documents bearing my signature, I request that this information be deleted from the file you maintain under my Social Security Number.


Your Signature

Your Name