How to remove inaccurate information from your credit report

If you wish to remove inaccurate information from your credit report, you'll need to send in a letter to the credit bureaus asking them to erase those details from your report. This is when you need the letter requesting them to remove inaccurate information.

The Letter

Your Name

Your Address

Your Phone #

Credit Bureau's Name:

Credit Bureau's Address:


Dear Sir/Madam,

This letter is to request that you remove inaccurate information from my credit report. This inaccurate information has affected my chances of getting loans and credit. For your convenience, I am sending you the proof that the items are inaccurate in case you need to verify them prior to removing them.

I hereby request that you make these changes within 30 business days, so as to avoid any violation of the FCRA. Please send me a copy of the changed credit report once you have made the changes.


Your Signature

Your Name