How to deal with creditors to remove inquiry

If you'd like a creditor to remove their inquiry from your credit report, then you should send them a request letter to remove such inquiries. Here's a sample format of such a letter.

The Letter

Your Name

Your Address

Your Phone #

Credit Bureau's Name:

Credit Bureau's Address:


Dear Sir/Madam,

Re: Account Number

This is to bring to your attention that my credit report reflects an inquiry from your company that I do not approve. You are not legally entitled to access my credit report without my authorization. Therefore, I request that you delete this inquiry from my credit report immediately, because this inquiry will affect my chances of getting new loans/credit.

Please forward me a written document stating that you have accepted my proposal to delete this unauthorized inquiry.


Your Signature

Your Name