If you wish to file a lawsuit against a credit bureau, you should send them a Notice of intent to file a lawsuit. A sample format of such a notice is given below.
Date
Dear Sir/Madam,
Re: Account Number
This is to remind you that I have already filed a case against you on .
The case number is . I am enclosing a copy of the summons and complaint I filed on .
You are required by state law to respond to the complaint within [state time period according to state law]. If your legal representative contacts me before at , and you agree to the terms mentioned above, you will not have to appear in court.
Sincerely,
Your Signature Your Name