How to dispute account status with the credit bureau

Under the Fair Credit Reporting Act, credit bureaus should correct any inaccurate detail within a period of 30 days. So, if you find an inaccurate account status on your credit report, you can get it corrected by sending in a letter to the credit bureau. Here's a sample letter to dispute your account status.


The Letter


Your Name



Your Address



Your Phone #


Credit Bureau's Name:



Credit Bureau's Address:


Date



Dear Sir/Madam,

Re: List of creditors with their account numbers

I am writing to dispute inaccurate account status (es) on my credit report. The above referred accounts do not reflect the true status of the account(s). Such incorrect listings have lowered my credit score and prevented me from gaining new credit.

I have attached copies of my most recent account statements as proof of their current status. Please update my credit report to reflect this information as soon as possible.

Sincerely,


Your Signature



Your Name




DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.