How to request your credit file from the credit bureaus

If you'd like to request your credit file from any of the credit bureaus, you need to send them a request letter to provide you with one. Here's a sample format of such a letter.


The Letter


Your Name



Your Address



Your Phone #


Credit Bureau's Name:



Credit Bureau's Address:


Date



Dear Sir/Madam,

I would like to formally request a copy of my most recent credit report from you. The FCRA requires that upon request, a credit bureau should furnish an individual with a copy of his credit file after validating the requestor's identity. The documents that verify my identity are attached.

Please send me a copy of my credit file as soon as possible.

Sincerely,


Your Signature



Your Name




What you can get in our community

Educate Yourself

Community Tools & Resources

Community Buzz

DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy | Affiliate | Sitemap | Espanol | RSS Feeds | Terms of Services | Newsletters
Copyright © 2015 DebtConsolidationCare | 301 W. 11th Street Unit E Reno, NV 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 2.442 seconds.