How to stop collection agencies from contacting you

If you're interested to deal with your original creditor regarding payment of debt and would not like to interact with the collection agency, you'll need to stop their collection efforts. Under the FDCPA, you have the right to ask the collection agency to stop contacting you and they have must comply with your request. This is where the Request Letter to stop contact can help. A sample format of this letter is given below.

The Letter

Your Name

Your Address

Your Phone #

Credit Bureau's Name:

Credit Bureau's Address:


Dear Sir/Madam,

Re: Account Number

I am contacting you to request that you cease contacting me. I would like to deal with the original creditor to solve the problems regarding this account.

I hereby instruct you to stop collection efforts immediately or face legal actions under state or federal laws.


Your Signature

Your Name